/* ============================================================
   HearthLoan — Refinance Calculator page styles
   Extends styles.css; assumes base tokens are loaded.
   ============================================================ */

/* -----------------------------------------------------------
   Page hero — compact, tool-first
   ----------------------------------------------------------- */

.calc-hero {
  padding-block: clamp(40px, 6vw, 64px) clamp(24px, 4vw, 40px);
  position: relative;
  overflow: hidden;
}
.calc-hero::before {
  content: '';
  position: absolute;
  top: -150px;
  right: -150px;
  width: 480px;
  height: 480px;
  background: radial-gradient(circle, var(--accent-tint) 0%, transparent 60%);
  pointer-events: none;
  z-index: 0;
}
.calc-hero .container { position: relative; z-index: 1; }

.calc-hero .display {
  font-size: clamp(2rem, 4.5vw, 2.875rem);
  margin-bottom: 16px;
  max-width: 22ch;
}

.calc-hero .lede {
  font-size: 1.0625rem;
  max-width: 64ch;
  margin-bottom: 28px;
}

.byline {
  display: grid;
  gap: 14px;
  padding: 18px 22px;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  margin-top: 28px;
  font-size: 0.875rem;
  max-width: 580px;
}
.byline-row {
  display: grid;
  grid-template-columns: auto 1fr;
  align-items: center;
  gap: 12px;
  min-width: 0;
}
.byline-avatar {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--accent);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-size: 0.8125rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  font-variation-settings: 'opsz' 30;
  flex-shrink: 0;
}
.byline-avatar-open {
  background: transparent;
  border: 1px dashed var(--border-strong);
  color: var(--ink-400);
  font-family: var(--font-mono);
  font-size: 1.125rem;
  font-weight: 400;
  line-height: 1;
}
.byline-text {
  line-height: 1.45;
  color: var(--ink-700);
  min-width: 0;
}
.byline-text strong { color: var(--ink-900); font-weight: 500; }
.byline-text a { color: var(--ink-900); text-decoration-color: var(--ink-300); }
.byline-label {
  display: block;
  font-family: var(--font-mono);
  font-size: 0.6875rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--ink-500);
  margin-bottom: 2px;
}
.byline-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 4px 10px;
  padding-top: 12px;
  border-top: 1px solid var(--border);
  font-size: 0.75rem;
  color: var(--ink-400);
}
.byline-meta a {
  color: var(--ink-700);
  text-decoration-color: var(--ink-300);
}
.byline-meta time {
  color: var(--ink-700);
  font-variant-numeric: tabular-nums;
}

.open-position-pill {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-family: var(--font-mono);
  font-size: 0.6875rem;
  letter-spacing: 0.04em;
  color: var(--ink-500);
  border: 1px dashed var(--border-strong);
  padding: 3px 8px;
  border-radius: 100px;
}
.open-position-pill::before {
  content: '';
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--ink-300);
}

/* -----------------------------------------------------------
   Rate context plate (Freddie Mac PMMS)
   ----------------------------------------------------------- */

.rate-context {
  background: var(--ink-900);
  color: var(--bg);
  padding-block: 18px;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}
.rate-context-inner {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 16px 32px;
}
.rate-context-label {
  margin: 0;
  font-size: 0.875rem;
  color: rgba(246, 243, 236, 0.7);
  line-height: 1.4;
}
.rate-context-kicker {
  display: inline-block;
  font-family: var(--font-mono);
  font-size: 0.6875rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--accent);
  margin-right: 10px;
}
.rate-context-label time {
  color: #fff;
  font-variant-numeric: tabular-nums;
}

.rate-context-rates {
  display: flex;
  gap: 24px;
  margin-left: auto;
}
.rate-tile {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 2px;
  padding-left: 16px;
  border-left: 1px solid rgba(246, 243, 236, 0.15);
}
.rate-tile:first-child { padding-left: 0; border-left: 0; }
.rate-tile-label {
  font-family: var(--font-mono);
  font-size: 0.625rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: rgba(246, 243, 236, 0.6);
}
.rate-tile-value {
  font-family: var(--font-display);
  font-size: 1.375rem;
  font-weight: 500;
  font-variant-numeric: tabular-nums;
  color: var(--accent);
  letter-spacing: -0.01em;
  font-variation-settings: 'opsz' 36;
  line-height: 1;
}

.rate-context-source {
  flex-basis: 100%;
  margin: 0;
  font-size: 0.75rem;
  color: rgba(246, 243, 236, 0.55);
  line-height: 1.5;
}
.rate-context-source a {
  color: rgba(246, 243, 236, 0.85);
  text-decoration-color: rgba(246, 243, 236, 0.35);
}
.rate-context-source a:hover {
  color: var(--accent);
  text-decoration-color: var(--accent);
}

@media (max-width: 768px) {
  .rate-context-rates {
    margin-left: 0;
    width: 100%;
  }
}

/* -----------------------------------------------------------
   Main calculator layout: two columns on desktop
   ----------------------------------------------------------- */

.calc-main {
  padding-block: clamp(32px, 5vw, 56px) clamp(64px, 9vw, var(--s-12));
}

.calc-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 380px);
  gap: clamp(24px, 3vw, 48px);
  align-items: start;
}

.calc-form-col { min-width: 0; }
.calc-results-col {
  position: sticky;
  top: 88px;
  min-width: 0;
}

/* -----------------------------------------------------------
   Form sections
   ----------------------------------------------------------- */

.form-section {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  margin-bottom: 16px;
  overflow: hidden;
}

.form-section-head {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 16px;
  padding: 20px 24px 12px;
  border-bottom: 1px solid var(--border);
}
.form-section-head h2 {
  font-family: var(--font-display);
  font-weight: 500;
  font-size: 1.125rem;
  letter-spacing: -0.005em;
  margin: 0;
  font-variation-settings: 'opsz' 36;
  color: var(--ink-900);
}
.form-section-num {
  font-family: var(--font-mono);
  font-size: 0.6875rem;
  letter-spacing: 0.06em;
  color: var(--accent);
}

.form-section-body {
  padding: 20px 24px;
}

/* Collapsible advanced sections */
.collapse-toggle {
  width: 100%;
  text-align: left;
  background: transparent;
  border: 0;
  padding: 18px 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  cursor: pointer;
  font-family: var(--font-display);
  font-weight: 500;
  font-size: 1.0625rem;
  letter-spacing: -0.005em;
  color: var(--ink-900);
  font-variation-settings: 'opsz' 36;
}
.collapse-toggle:hover { color: var(--accent); }
.collapse-toggle .chev {
  width: 16px;
  height: 16px;
  position: relative;
  flex-shrink: 0;
}
.collapse-toggle .chev::before,
.collapse-toggle .chev::after {
  content: '';
  position: absolute;
  background: var(--ink-700);
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  transition: transform var(--t-base);
}
.collapse-toggle .chev::before { width: 12px; height: 1.5px; }
.collapse-toggle .chev::after { width: 1.5px; height: 12px; }
.collapse-toggle[aria-expanded="true"] .chev::after { opacity: 0; }

.collapse-body {
  padding: 0 24px 22px;
  border-top: 1px solid var(--border);
  margin-top: -1px;
}
.collapse-body[hidden] { display: none; }
.collapse-body > p:first-child { margin-top: 18px; }

/* Form layout primitives */
.frow {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-bottom: 12px;
}
.frow-3 { grid-template-columns: 1fr 1fr 1fr; }
.frow-full { grid-template-columns: 1fr; }
.field-block { display: block; margin-bottom: 12px; }
.field-block:last-child { margin-bottom: 0; }

.field-block .field-label,
.frow .field-label {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  font-size: 0.8125rem;
  color: var(--ink-700);
  margin-bottom: 6px;
  font-weight: 500;
}

.field-block .input-wrap,
.frow .input-wrap {
  background: var(--bg);
}
.field-block .input-wrap:focus-within,
.frow .input-wrap:focus-within {
  background: var(--surface);
}

select.calc-select {
  font-family: var(--font-body);
  font-size: 0.9375rem;
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 10px 36px 10px 12px;
  width: 100%;
  appearance: none;
  -webkit-appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg width='12' height='8' viewBox='0 0 12 8' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1.5L6 6.5L11 1.5' stroke='%236e6a5e' stroke-width='1.5' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  color: var(--ink-900);
  cursor: pointer;
  transition: border-color var(--t-fast), background-color var(--t-fast);
}
select.calc-select:focus {
  outline: 0;
  border-color: var(--ink-900);
  background-color: var(--surface);
  box-shadow: 0 0 0 3px rgba(180, 80, 42, 0.08);
}

/* Toggle (checkbox styled as switch) */
.toggle-row {
  display: flex;
  align-items: center;
  gap: 12px;
  padding-block: 6px;
}
.toggle {
  position: relative;
  width: 36px;
  height: 20px;
  flex-shrink: 0;
}
.toggle input {
  position: absolute;
  opacity: 0;
  width: 100%;
  height: 100%;
  margin: 0;
  cursor: pointer;
  z-index: 1;
}
.toggle-slider {
  position: absolute;
  inset: 0;
  background: var(--border-strong);
  border-radius: 100px;
  transition: background var(--t-base);
}
.toggle-slider::after {
  content: '';
  position: absolute;
  top: 2px;
  left: 2px;
  width: 16px;
  height: 16px;
  background: var(--surface);
  border-radius: 50%;
  box-shadow: 0 1px 2px rgba(0,0,0,0.15);
  transition: transform var(--t-base);
}
.toggle input:checked + .toggle-slider { background: var(--accent); }
.toggle input:checked + .toggle-slider::after { transform: translateX(16px); }
.toggle input:focus-visible + .toggle-slider {
  box-shadow: 0 0 0 3px rgba(180, 80, 42, 0.2);
}

.toggle-label {
  font-size: 0.9375rem;
  color: var(--ink-900);
  cursor: pointer;
}
.toggle-label .toggle-sub {
  display: block;
  font-size: 0.8125rem;
  color: var(--ink-500);
  margin-top: 2px;
}

/* State defaults note */
.defaults-note {
  background: var(--accent-tint);
  border: 1px solid var(--accent-soft);
  border-radius: var(--radius);
  padding: 10px 14px;
  font-size: 0.8125rem;
  color: var(--ink-800);
  margin-top: 14px;
  line-height: 1.5;
}
.defaults-note strong { color: var(--ink-900); font-weight: 500; }

/* Closing costs itemized table */
.itemized {
  list-style: none;
  padding: 0;
  margin: 16px 0 0;
  display: grid;
  gap: 0;
  border-top: 1px solid var(--border);
}
.itemized li {
  display: grid;
  grid-template-columns: 1.2fr 1fr auto;
  align-items: baseline;
  gap: 12px;
  padding: 10px 0;
  border-bottom: 1px solid var(--border);
  font-size: 0.875rem;
}
.itemized .item-name { color: var(--ink-700); }
.itemized .item-default {
  font-family: var(--font-mono);
  font-size: 0.75rem;
  color: var(--ink-500);
  font-variant-numeric: tabular-nums;
  justify-self: end;
}
.itemized .item-input { max-width: 110px; }
.itemized input {
  width: 100%;
  border: 1px solid var(--border);
  background: var(--bg);
  border-radius: var(--radius);
  padding: 6px 8px;
  font-size: 0.8125rem;
  font-variant-numeric: tabular-nums;
  text-align: right;
}
.itemized input:focus {
  outline: 0;
  border-color: var(--ink-900);
  background: var(--surface);
}

/* -----------------------------------------------------------
   Results panel
   ----------------------------------------------------------- */

.results-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow);
}

.results-hero {
  padding: 24px 24px 20px;
  text-align: center;
  background: linear-gradient(180deg, var(--accent-tint) 0%, var(--surface) 100%);
  border-bottom: 1px solid var(--border);
}
.results-hero .label {
  font-family: var(--font-mono);
  font-size: 0.6875rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--ink-500);
  display: block;
  margin-bottom: 6px;
}
.results-hero .figure {
  font-family: var(--font-display);
  font-size: clamp(2rem, 4vw, 2.5rem);
  font-weight: 500;
  line-height: 1;
  color: var(--positive);
  font-variant-numeric: tabular-nums;
  letter-spacing: -0.02em;
  font-variation-settings: 'opsz' 96;
  display: block;
}
.results-hero .figure.negative { color: var(--negative); }
.results-hero .note {
  font-size: 0.8125rem;
  color: var(--ink-500);
  display: block;
  margin-top: 6px;
}

.kpi-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  border-bottom: 1px solid var(--border);
}
.kpi {
  padding: 14px 18px;
  border-right: 1px solid var(--border);
}
.kpi:last-child { border-right: 0; }
.kpi-label {
  font-family: var(--font-mono);
  font-size: 0.625rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--ink-500);
  display: block;
  margin-bottom: 4px;
}
.kpi-value {
  font-family: var(--font-display);
  font-size: 1.0625rem;
  font-weight: 500;
  color: var(--ink-900);
  font-variant-numeric: tabular-nums;
  font-variation-settings: 'opsz' 36;
}
.kpi-value.positive { color: var(--positive); }
.kpi-value.negative { color: var(--negative); }

.payment-breakdown {
  padding: 18px 24px;
  border-bottom: 1px solid var(--border);
}
.payment-breakdown h3 {
  font-family: var(--font-mono);
  font-size: 0.6875rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--ink-500);
  margin: 0 0 12px;
  font-weight: 500;
}
.payment-line {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  padding: 6px 0;
  font-size: 0.875rem;
}
.payment-line .label { color: var(--ink-700); }
.payment-line .value {
  font-variant-numeric: tabular-nums;
  color: var(--ink-900);
}
.payment-line.total {
  border-top: 1px solid var(--border);
  margin-top: 8px;
  padding-top: 12px;
}
.payment-line.total .label { font-weight: 500; color: var(--ink-900); }
.payment-line.total .value {
  font-family: var(--font-display);
  font-size: 1.125rem;
  font-weight: 500;
  font-variation-settings: 'opsz' 36;
}

.closing-summary {
  padding: 16px 24px 20px;
}
.closing-summary h3 {
  font-family: var(--font-mono);
  font-size: 0.6875rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--ink-500);
  margin: 0 0 10px;
  font-weight: 500;
}
.closing-summary .total {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  margin-bottom: 8px;
}
.closing-summary .total .value {
  font-family: var(--font-display);
  font-size: 1.25rem;
  font-weight: 500;
  font-variant-numeric: tabular-nums;
  font-variation-settings: 'opsz' 36;
}
.closing-itemized {
  list-style: none;
  padding: 0;
  margin: 10px 0 0;
  font-size: 0.8125rem;
}
.closing-itemized li {
  display: flex;
  justify-content: space-between;
  padding: 4px 0;
  color: var(--ink-700);
}
.closing-itemized li.zero { color: var(--ink-400); }
.closing-itemized li .value {
  font-variant-numeric: tabular-nums;
  color: var(--ink-900);
}
.closing-itemized li.zero .value { color: var(--ink-400); }

.calc-footnote {
  font-size: 0.75rem;
  color: var(--ink-500);
  padding: 16px 24px 14px;
  border-top: 1px solid var(--border);
  background: var(--surface-2);
  line-height: 1.5;
  margin: 0;
}

.share-actions {
  background: var(--surface-2);
  padding: 0 24px 18px;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.share-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: transparent;
  border: 1px solid var(--border-strong);
  border-radius: var(--radius);
  padding: 9px 14px;
  font-family: var(--font-body);
  font-size: 0.8125rem;
  font-weight: 500;
  color: var(--ink-900);
  cursor: pointer;
  transition: background var(--t-fast), color var(--t-fast), border-color var(--t-fast);
  width: 100%;
}
.share-btn:hover {
  background: var(--ink-900);
  color: #fff;
  border-color: var(--ink-900);
}
.share-btn.copied {
  background: var(--positive);
  color: #fff;
  border-color: var(--positive);
}
.share-btn.copied svg path {
  stroke: #fff;
}
.share-help {
  font-size: 0.6875rem;
  color: var(--ink-500);
  text-align: center;
  line-height: 1.45;
}
.share-btn-secondary {
  background: transparent;
  color: var(--ink-700);
  border-color: var(--border);
}
.share-btn-secondary:hover {
  background: var(--ink-700);
  color: #fff;
  border-color: var(--ink-700);
}

/* -----------------------------------------------------------
   Scenarios panel
   ----------------------------------------------------------- */

.scenarios-panel {
  margin-top: 16px;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 18px 20px;
}

.scenarios-head {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 14px;
}
.scenarios-title {
  font-family: var(--font-mono);
  font-size: 0.6875rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--accent);
  margin: 0;
  font-weight: 500;
}
.scenarios-hint {
  font-family: var(--font-mono);
  font-size: 0.625rem;
  letter-spacing: 0.04em;
  color: var(--ink-400);
}

.scenarios-list {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-bottom: 12px;
}

.scenarios-empty {
  font-size: 0.8125rem;
  color: var(--ink-500);
  line-height: 1.5;
  margin: 0 0 4px;
  padding: 14px;
  border: 1px dashed var(--border-strong);
  border-radius: var(--radius);
  text-align: center;
}

.scenario-slot {
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 12px 14px;
  background: var(--bg);
}

.scenario-slot-head {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  margin-bottom: 8px;
  gap: 8px;
}
.scenario-name {
  font-family: var(--font-display);
  font-weight: 500;
  font-size: 0.9375rem;
  letter-spacing: -0.005em;
  color: var(--ink-900);
  font-variation-settings: 'opsz' 30;
}
.scenario-time {
  font-family: var(--font-mono);
  font-size: 0.625rem;
  letter-spacing: 0.04em;
  color: var(--ink-500);
  white-space: nowrap;
}
.scenario-summary {
  font-size: 0.8125rem;
  color: var(--ink-700);
  margin: 0 0 6px;
  font-variant-numeric: tabular-nums;
  line-height: 1.4;
}
.scenario-summary:last-of-type { margin-bottom: 10px; }
.scenario-summary .positive { color: var(--positive); font-weight: 500; }
.scenario-summary .negative { color: var(--negative); font-weight: 500; }

.scenario-actions {
  display: flex;
  gap: 6px;
}
.scenario-load-btn,
.scenario-del-btn {
  flex: 1;
  font-family: var(--font-body);
  font-size: 0.75rem;
  font-weight: 500;
  padding: 6px 10px;
  border: 1px solid var(--border-strong);
  background: var(--surface);
  border-radius: var(--radius);
  cursor: pointer;
  transition: background var(--t-fast), color var(--t-fast), border-color var(--t-fast);
  color: var(--ink-900);
}
.scenario-load-btn:hover {
  background: var(--ink-900);
  color: #fff;
  border-color: var(--ink-900);
}
.scenario-del-btn:hover {
  background: var(--negative);
  color: #fff;
  border-color: var(--negative);
}

.scenario-save-btn {
  width: 100%;
  padding: 10px 14px;
  font-family: var(--font-body);
  font-size: 0.8125rem;
  font-weight: 500;
  border: 1px dashed var(--border-strong);
  border-radius: var(--radius);
  background: transparent;
  color: var(--ink-700);
  cursor: pointer;
  transition: all var(--t-fast);
}
.scenario-save-btn:hover:not(:disabled) {
  border-color: var(--accent);
  color: var(--accent);
  border-style: solid;
}
.scenario-save-btn:disabled {
  opacity: 0.5;
  cursor: not-allowed;
  font-size: 0.75rem;
}

/* -----------------------------------------------------------
   Warnings
   ----------------------------------------------------------- */

.warnings-section {
  margin-top: 16px;
}
.warnings-intro {
  font-family: var(--font-mono);
  font-size: 0.6875rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--ink-500);
  margin: 0 0 12px;
}
.warning {
  background: var(--surface);
  border: 1px solid var(--border);
  border-left: 3px solid var(--ink-700);
  border-radius: var(--radius);
  padding: 14px 18px;
  margin-bottom: 10px;
}
.warning-title {
  font-family: var(--font-display);
  font-weight: 500;
  font-size: 0.9375rem;
  margin-bottom: 4px;
  color: var(--ink-900);
  font-variation-settings: 'opsz' 36;
}
.warning-text {
  font-size: 0.8125rem;
  color: var(--ink-700);
  margin: 0;
  line-height: 1.55;
}
.warning-error { border-left-color: var(--negative); background: #fbf3f2; }
.warning-error .warning-title { color: var(--negative); }
.warning-attorney { border-left-color: var(--accent); }
.warning-attorney .warning-title { color: var(--accent); }
.warning-tax,
.warning-limit { border-left-color: var(--accent); }
.warning-tax .warning-title,
.warning-limit .warning-title { color: var(--accent); }
.warning-info { border-left-color: var(--ink-400); }
.warning-regulated { border-left-color: var(--positive); background: #f3f7f4; }
.warning-regulated .warning-title { color: var(--positive); }

/* -----------------------------------------------------------
   Sources strip below calculator
   ----------------------------------------------------------- */

.sources-strip {
  padding: 24px;
  margin-top: 24px;
  background: var(--ink-900);
  color: rgba(246, 243, 236, 0.85);
  border-radius: var(--radius-md);
}
.sources-strip h3 {
  font-family: var(--font-mono);
  font-size: 0.6875rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--accent);
  margin: 0 0 10px;
  font-weight: 500;
}
.sources-strip ul {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 4px;
  font-size: 0.8125rem;
  line-height: 1.55;
}
.sources-strip a {
  color: rgba(246, 243, 236, 0.85);
  text-decoration-color: rgba(246, 243, 236, 0.35);
}
.sources-strip a:hover { color: #fff; text-decoration-color: var(--accent); }

/* -----------------------------------------------------------
   Charts section
   ----------------------------------------------------------- */

.chart-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.chart-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 20px 22px 18px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.chart-head {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 16px;
  flex-wrap: wrap;
}
.chart-head h3 {
  font-family: var(--font-display);
  font-weight: 500;
  font-size: 1.0625rem;
  letter-spacing: -0.005em;
  margin: 0 0 4px;
  color: var(--ink-900);
  font-variation-settings: 'opsz' 36;
}
.chart-sub {
  font-size: 0.8125rem;
  color: var(--ink-500);
  margin: 0;
  line-height: 1.45;
  max-width: 36ch;
}

.chart-legend {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  font-family: var(--font-mono);
  font-size: 0.6875rem;
  letter-spacing: 0.04em;
  color: var(--ink-700);
  padding-top: 4px;
}
.legend-item {
  display: inline-flex;
  align-items: center;
  gap: 6px;
}
.legend-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  flex-shrink: 0;
}
.legend-dot-current { background: var(--ink-700); }
.legend-dot-new { background: var(--accent); }
.legend-dot-savings { background: var(--positive); }
.legend-dot-cost { background: var(--negative); }

.chart-body {
  width: 100%;
  margin: 4px 0;
}
.chart-body svg {
  width: 100%;
  height: auto;
  display: block;
  overflow: visible;
}

.chart-foot {
  font-size: 0.75rem;
  color: var(--ink-500);
  margin: 0;
  line-height: 1.55;
  padding-top: 6px;
  border-top: 1px solid var(--border);
  font-style: italic;
}

/* SVG internal styles */
.chart-gridline {
  stroke: var(--border);
  stroke-width: 1;
  shape-rendering: crispEdges;
}
.chart-tick {
  stroke: var(--ink-300);
  stroke-width: 1;
  shape-rendering: crispEdges;
}
.chart-zero {
  stroke: var(--ink-500);
  stroke-width: 1;
  stroke-dasharray: 3 3;
  shape-rendering: crispEdges;
}
.chart-axis {
  font-family: var(--font-mono);
  font-size: 10px;
  fill: var(--ink-500);
  font-variant-numeric: tabular-nums;
}
.chart-axis-y { font-size: 10px; }
.chart-axis-x { font-size: 10px; }
.chart-empty {
  font-family: var(--font-body);
  font-size: 13px;
  fill: var(--ink-400);
}

.chart-line {
  fill: none;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
}
.chart-line-current { stroke: var(--ink-700); stroke-dasharray: 4 3; }
.chart-line-new { stroke: var(--accent); }
.chart-line-savings { stroke: var(--ink-900); stroke-width: 1.5; }

.chart-area {
  stroke: none;
  opacity: 0.18;
}
.chart-area-cost { fill: var(--negative); }
.chart-area-savings { fill: var(--positive); opacity: 0.22; }

.chart-breakeven-line {
  stroke: var(--accent);
  stroke-width: 1;
  stroke-dasharray: 3 3;
}
.chart-breakeven-dot {
  fill: var(--accent);
  stroke: var(--surface);
  stroke-width: 2;
}
.chart-breakeven-label {
  font-family: var(--font-mono);
  font-size: 10px;
  letter-spacing: 0.04em;
  fill: var(--accent);
}

/* -----------------------------------------------------------
   Responsive
   ----------------------------------------------------------- */

@media (max-width: 1024px) {
  .calc-grid {
    grid-template-columns: 1fr;
  }
  .calc-results-col {
    position: static;
    order: -1; /* show results above form on tablet */
  }
  .chart-grid {
    grid-template-columns: 1fr;
  }
}

/* -----------------------------------------------------------
   Print
   ----------------------------------------------------------- */

@media print {
  /* Hide sections that aren't relevant on a printout */
  .section-charts,
  .section-hub,
  .section-transparency,
  .section-faq,
  .share-actions,
  .scenarios-panel,
  .rate-context,
  .chart-grid,
  .sources-strip { display: none !important; }

  /* Calculator becomes single column with results first (executive summary) */
  .calc-grid {
    grid-template-columns: 1fr !important;
    gap: 12px !important;
  }
  .calc-results-col {
    position: static !important;
    order: -1 !important;
  }

  /* Expand all collapsibles so saved data prints */
  .collapse-body[hidden] { display: block !important; }
  .collapse-toggle .chev { display: none !important; }
  .collapse-toggle {
    padding: 12px 16px !important;
    border-bottom: 1px solid #ccc;
  }

  /* Clean form section style for print */
  .form-section,
  .results-card {
    background: transparent !important;
    box-shadow: none !important;
    border: 1px solid #bbb !important;
    border-radius: 0 !important;
  }
  .form-section-head { padding: 10px 14px !important; border-bottom-color: #ccc !important; }
  .form-section-body { padding: 10px 14px !important; }
  .results-hero {
    padding: 14px !important;
    background: transparent !important;
    border-bottom: 1px solid #bbb !important;
  }
  .results-hero .figure { color: #000 !important; }
  .results-hero .figure.negative { color: #000 !important; }
  .kpi-row { border-bottom: 1px solid #ccc !important; }
  .kpi { border-right-color: #ccc !important; }
  .payment-breakdown,
  .closing-summary { border-bottom-color: #ccc !important; }
  .calc-footnote {
    background: transparent !important;
    border-top-color: #ccc !important;
  }

  /* Inputs as readable text — remove backgrounds and tall borders */
  .input-wrap {
    background: transparent !important;
    border: 0 !important;
    border-bottom: 1px solid #999 !important;
    border-radius: 0 !important;
  }
  .input-wrap input {
    background: transparent !important;
    color: #000 !important;
    padding: 4px 8px !important;
  }
  select.calc-select {
    background: transparent !important;
    background-image: none !important;
    border: 0 !important;
    border-bottom: 1px solid #999 !important;
    border-radius: 0 !important;
    padding: 4px 8px !important;
    color: #000 !important;
  }
  .field-label { color: #555 !important; }

  /* Itemized closing costs — compact table on print */
  .itemized li {
    padding: 6px 0 !important;
    border-bottom-color: #ccc !important;
  }
  .itemized input {
    border: 0 !important;
    background: transparent !important;
  }

  /* Toggles — replace with [x] or [ ] markers */
  .toggle { width: auto !important; height: auto !important; }
  .toggle input { position: static !important; opacity: 1 !important; width: 14px !important; height: 14px !important; }
  .toggle-slider { display: none !important; }

  /* Warnings — keep visible but flatten */
  .warning {
    border: 1px solid #999 !important;
    border-left-width: 3px !important;
    background: transparent !important;
    page-break-inside: avoid;
  }
  .warning-error { background: #faf3f3 !important; }

  /* Byline — flatten card */
  .byline {
    background: transparent !important;
    border: 1px solid #ccc !important;
    box-shadow: none !important;
    page-break-inside: avoid;
  }
  .byline-avatar {
    background: #000 !important;
    color: #fff !important;
  }
  .byline-avatar-open {
    border-color: #999 !important;
  }

  /* Hero — remove decoration, compact */
  .calc-hero {
    padding-block: 8pt 6pt !important;
  }
  .eyebrow { color: #555 !important; }
  .display {
    font-size: 22pt !important;
    line-height: 1.1 !important;
    margin-bottom: 8pt !important;
  }
  .display em { color: #000 !important; font-style: italic !important; }
  .lede {
    font-size: 10pt !important;
    margin-bottom: 12pt !important;
  }

  /* Methodology — compact */
  .section-methodology {
    background: transparent !important;
    padding-block: 12pt !important;
  }
  .section-num,
  .section-num::before { color: #555 !important; background: #555 !important; }
  .section-title { font-size: 14pt !important; }
  .section-lede { font-size: 10pt !important; }
  .method-grid {
    border: 1px solid #ccc !important;
    background: #fff !important;
  }
  .method-item {
    background: transparent !important;
    border-color: #ccc !important;
    padding: 10pt !important;
  }
  .method-item h3 { color: #555 !important; }
  .method-meta {
    background: #f5f5f5 !important;
    color: #000 !important;
  }
  .method-meta time { color: #000 !important; }

  /* Footer — keep disclaimer text, hide nav */
  .site-footer {
    background: #fff !important;
    color: #000 !important;
    border-top: 1px solid #ccc !important;
    padding-block: 16pt 8pt !important;
  }
  .footer-brand,
  .footer-nav { display: none !important; }
  .footer-disclaimer { border-top: 0 !important; padding-top: 0 !important; margin-top: 0 !important; }
  .footer-disclaimer p { color: #000 !important; font-size: 8pt !important; }

  /* Overall body sizing */
  body { font-size: 10pt; line-height: 1.4; }
  .wordmark { font-size: 14pt !important; }

  /* URL hint at the bottom */
  .calc-footnote::after {
    content: " — Generated from hearthloan.com/refinance-calculator/";
    color: #666;
  }
}

@media (max-width: 768px) {
  .byline {
    flex-direction: column;
    align-items: flex-start;
    gap: 16px;
    padding: 16px 18px;
  }
  .byline-meta { margin-left: 0; }
  .frow { grid-template-columns: 1fr; gap: 0; }
  .frow-3 { grid-template-columns: 1fr; }
  .form-section-head { padding: 18px 20px 10px; }
  .form-section-body { padding: 18px 20px; }
  .collapse-toggle { padding: 16px 20px; }
  .collapse-body { padding: 0 20px 20px; }
  .itemized li {
    grid-template-columns: 1fr auto;
    grid-template-areas:
      "name input"
      "default input";
    gap: 4px 12px;
  }
  .itemized .item-name { grid-area: name; }
  .itemized .item-default { grid-area: default; justify-self: start; }
  .itemized .item-input { grid-area: input; align-self: center; }

  .kpi-row { grid-template-columns: 1fr; }
  .kpi { border-right: 0; border-bottom: 1px solid var(--border); }
  .kpi:last-child { border-bottom: 0; }
}